Links to Third Parties
No Use of This Site by Persons Under 18 Permitted
This Site is not directed at persons under the age of 18. Persons under the age of 18 must not send any personal information to ReadyHealthQuotes.com under any circumstances, including but not limited to name, address or email address.
Your Privacy is Important to Us
Who We Are
We are an online consumer service that introduces consumers such as yourself to certain of our participating third party partners who have expressed a general willingness to review your information and determine if they are willing to provide you with the services or products that prompted your visit to our Site.
Information We Collect
You may be required to provide “personal information” to access or use certain parts of our Website or features of the Site. If you do not provide the requested personal information, you may not be able to access or use the features of the site where such information is requested. We may ask you for personal information, which includes information that pertains to your identity, that we or certain of our participating third party partners consider necessary for performing a preliminary evaluation of your qualifications to receive applicable products and/or services. Such information may include, but is not limited to, items such as: your name; address; e-mail address; telephone number; information about your interests in and use of various products, programs, and services; home owner status; home services offers; debt level; and the like and other information that does not identify you. We may also use your personal information to obtain additional information about you such as your credit score and/or your credit report to improve our matching service for you. In addition, we may collect certain information regarding the number and type of products and/or services you have responded to and completed.
When you visit our Website, we track internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp and number of clicks to analyze trends and administer the Site, track user’s movement in the aggregate and gather broad demographic information for aggregate use. We use your IP address at times to help identify you as you browse and to gather broad technical and demographic information on who uses the Site.
We may use standard internet technology, called Web Beacons (also called clear gifs, pixel tags or web bugs) that are tiny graphics with a unique identifier that are used to track online movements. Unlike cookies which are stored on the user’s computer, a web beacon is embedded invisibly on a webpage (or email). Web beacons help us better manage content through the service by informing us what content and which campaigns are effective. This allows us and our participating third party partners to gauge the effectiveness of marketing campaigns by showing how many emails the recipients have opened or by sending/receiving an anonymous identification number when you travel to a site from an online advertisement. We do not tie clear gifs to personally identifiable information.
How We Use Your Information
General: In general we may use information we collect about you to:
Provide the products and services that you have requested; Perform research and analysis about your use of, or interest in our products, services, content, or the products, services, or content offered by third parties; Communicate with you via email, postal mail, telephone and/or mobile devices about products or services that may be of interest to you either from us or third parties; Develop and display content and advertisement tailored to your interests on our site and other sites; Verify your eligibility to receive products and/or services; Enforce our Terms of Service; Manage our business; and Perform functions as otherwise described to you at the time of collection.
For example, we may compare and review your personal information for errors, omissions, and accuracy based upon past usage and response; or compares your information against other publicly available files; or validates some of the personal information to verify that the information you submitted has a high probability of being valid information.
Based upon your affirmative consent, as evidenced by your clicking on the applicable “submit” or “view listings” button, acknowledgement box, and/or your registration on a Site (i.e., your submission of the requested information, including your personally identifiable information), we may use the information you provide to attempt to match you with providers of products and services (for example, using your zip code to check for service providers whose service area covers your location) and/or we may forward the information that you provided directly to certain of our third party partners. Your email address may be shared with our mailing partner for the purposes of sending third party promotional email communications.
Use for Research: We reserve the right to collect information about you and store it in connection with other online or offline information we may possess or obtain about you to create a general user profile. This profile may be created by combining your information with other sources of information such as information obtained from public databases, or from your browsing habits surrounding your visit to this Site.
Email and Telephone Calls: From time to time, we may contact you via e-mail advertising, telephone marketing, direct mail marketing, or other means to inform you of additional opportunities to receive special offers for other services and/or products that we believe may be of interest to you. By providing your contact information when using our service, you are entering into a business relationship with ReadyHealthQuotes.com and are further requesting, and expressly consenting to, being contacted by ReadyHealthQuotes.com via telephone, fax, email, surface mail, or any other means, at any of your contact numbers or addresses, even if you are listed on any federal, state or other applicable “Do Not Call” list, in order that ReadyHealthQuotes.com may provide the services set forth on the Site or for other purposes reasonably related to your service request and the business of ReadyHealthQuotes.com, including marketing-related emails. You are under no obligation to accept any service or product offered through these communications. If you no longer wish to receive any e-mails from us, or if you want to modify your personal data or want your personal data removed from our database, you may cancel your registration at anytime and you may OPT OUT by following the opt out instructions provided herein.
Company may make available a service either directly or through third parties by which you can receive messages on your wireless device via short message service (“SMS Service”). Your provider’s standard data and messaging rates apply to all SMS correspondence. All charges are billed by and payable to your mobile service provider. You represent that you are 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges.
Program subscribers may opt out of the SMS Service by replying with the keyword “STOP”, “END”, or “QUIT” to the SMS text message received or use the convenient Mobile Unsubscribe link on this website. This process impacts only the future delivery of Company’s SMS message offering and will not unsubscribe you from other SMS programs to which you may have subscribed. Program subscribers may receive assistance for the SMS Service by replying with the keyword “HELP” to the message received.
Sharing your Information
WE MAY USE INFORMATION THAT WE HAVE COLLECTED FOR ANY LEGALLY PERMISSIBLE PURPOSE, INCLUDING SELLING OR TRANSFERRING SUCH INFORMATION AT ANY TIME TO THIRD PARTIES FOR ANY LEGALLY PERMISSIBLE PURPOSE. For example, we may share your personal information with third party partners so that they can contact you and offer you products and/or services that we and they believe might be of interest to you. This may include, but is not limited to, e-mail advertising, telephone marketing, and direct mail marketing. You are under no obligation to accept any service or product offered by any of our third party partners through these communications. By providing personal information when using the Sites, you are entering into a business relationship with ReadyHealthQuotes.com’s third party partners and are requesting, and expressly consenting to, being contacted by our third party partners via telephone, fax, email, surface mail or any other means, at any of your contact numbers or addresses, even if you are listed on any federal, state or other applicable “Do Not Call” list, in order that our third party partners may provide the services set forth on the Site or for other purposes reasonably related to your service and/or product request to which you have expressed interest and the business of our third party partners, including marketing-related emails.
PLEASE NOTE: submission of YOUR telephone number(s) is YOUR authorization and request to be called at the telephone number(s) YOU provide.
We may disclose your personally identifiable information for the purpose of the transfer or sale of personally identifiable information pursuant to the sale of our business or assets. If we transfer ownership of the Site to another company, we will notify you by general notice on our Site. We may also transfer or share non-individualized information, such as summary or aggregated anonymous information about all persons or sub-groups of persons visiting this Site. In addition, we may maintain separate e-mail, mailing or phone lists for different purposes based on the information that you submitted and that we maintain.
We may also disclose your personally identifiable information when required by law, such as in response to a subpoena, court order, or other legal process, or to prevent imminent harm to any person or entity. We will fully cooperate with law enforcement agencies in identifying those who use our services for illegal purposes.
How We Protect Your Privacy
In order to protect both the personal information and the general information that we receive from you through our website, we have implemented various security measures. As an initial matter, any financial information (i.e. credit card information) transmitted to our servers via a secure server is encrypted using Secure Sockets Layer (“SSL”) technology. SSL is a protocol that transmits your communications over the Internet in an encrypted form. The protocol ensures that the information is sent, unchanged, only to the server you intended to send it to.
Once your Financial Information reaches our server, it is protected by a firewall. In addition to encryption and firewall protections, our third party partners are required to operate in accordance with federal and state laws and regulations, including regulations relating to CAN-SPAM and rules promulgated by the FTC. If we learn that any of our third party partners is breaching our agreement, we will take corrective actions including, if necessary, terminate our relationship with such third party partner.
Risk of Interception
We follow generally accepted industry standards to protect the personal information submitted to us. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee the security of any information you disclose online. For example, third parties may unlawfully intercept personal data or access our servers and obtain personal data. By using this site, you expressly acknowledge and agree that we do not guarantee the security of any data provided to or received by us through this site and that any personal information, general information, or other data or information received from you through the site is provided to us at your own risk, which you expressly assume. If you have any questions about security on our Web site, you can mail us at the address indicated below in the Contact Us section.
If you wish to opt-out from receiving additional email offers, advertisements and promotions relating to this Site, please click on this link to “opt-out”
If you choose to opt-out, your e-mail address will be added to the suppression files associated with this Site (e.g. Health Insurance etc.) within ten (10) business days of your request. Thereafter, you should not receive any further email offers, advertisements and promotions from this Site. However you may still receive promotional communications from our third party partners with whom we have shared your information. To stop receiving further communications from these third party partners you will need to contact them directly in order to opt-out. Please note that after we process your request to opt-out from receiving additional email offers, advertisements and promotions from this Site, we will no longer make your information available to our third party partners relating to this Site.